Frequently asked questions

You can start a SIP with as little as ₹500 a month in most schemes. We'll help you size it based on your goals and monthly surplus, not the other way round.

Yes. SIPs can be paused, increased, decreased or stopped whenever you need to, with no lock-in on the mode itself (individual schemes like ELSS carry their own lock-in).

Regular plans carry a small trail commission built into the expense ratio, which is how we're paid. Direct plans skip that but skip the advice too. We're upfront about this trade-off on every recommendation.

Based on your goal, timeline and risk profile — not on which fund house pays the highest commission. We keep portfolios short and explainable, usually 3–6 funds.

For most people, yes — they cover different risks. Term insurance protects your family's income if you're gone; health insurance protects your savings from a hospital bill while you're alive.

No. The premium is set by the insurer and stays the same whether you buy direct or through us. Our commission comes from the insurer, not from a markup on your premium.

Call us first. We help you gather the right documents, file within the insurer's timelines, and follow up so a claim doesn't stall in someone's inbox.

Financial and personal documents are shared and stored through access-controlled channels, and only your advisor and the relevant service team can view them.

Both models exist depending on the service — commission-based for regular mutual fund and insurance distribution, and fee-based for standalone advisory. You'll know which applies before you sign up.

We're headquartered in Delhi and serve clients PAN India over video call, with in-person meetings available across Delhi NCR.

Book a free 30-minute consultation from the Contact page. We'll understand your situation first — there's no obligation to invest anything on that call.